President's Message
By John Rippinger
CLU, ChFC, CFP™, LUTCF, RHU, REBC, RFC, LTCP, CSA

In our last newsletter, I speculated on the outcome of the presidential election. Well, the new administration is in with a new agenda and we (the insurance brokers) are on their short list for replacement. The health insurance industry is the main target but make no mistake, there will be collateral damage in the life, annuity and LTCI areas as well. Please read Blair Farwell’s article in this edition to get his take on what’s going on in Washington. I’m going to let you read a recent Code Blue Communication from NAHU and see if you get their drift.
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From the Desk of the Vice President
Blair Farwell, RHU Vice President of Health Brokerage

There have been a lot of misconceptions about the above legislation. The legislation was originally passed in August of 2008 and was INITIALLY set to take effect 1/1/09. After a great deal of legal wrangling, the law is still in place but the implementation has been delayed until 6/1/2009. Many carriers are presently evaluating how they are going to comply with the new requirements but to hit the high points. Full Article

Humana is offering NEW BONUS PROGRAMS!
By Jane Kopecky, CEBS CMS RPA RHU REBC CSA

Are you interested in earning an EXTRA $20,000 this year? Humana is making it EASY to do so! This new bonus program will pay up to $20,000 for new medical group sales.
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From the Desk of the Vice President
By Michael Walls, LTCP

There are many times in the last 19 years I’ve said, “I’m glad I’m in Brokerage!” Certainly these last few months’ turmoil that has impacted pretty much all the carriers Resource does business with shows the truth of that statement. Our policy of “favoritism toward none” has really paid off as consumers and producers may have shied away from carriers in the news for all the wrong reasons. Our diversified portfolio of companies means we’ve been ready and able to weather that adversity as we continue to provide our hundreds of producers with the finest in product, service, and compensation. Full Article

Licensing and Contracting Update
By Shea Gamble, Licensing Analyst

LTCI Partnership CE is now a requirement to sell in the state of Illinois. Per the DOI’s website, resident producers are required to take a specific course entitled, “Long Term Care (Partnership)”, with a course number of 25008.
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