Ancillary Benefits are insurance and benefit plans used to complement your company’s group health insurance coverage. These plans help employees manage unexpected health care costs that medical plans do not cover

Employees rely on the workplace for their personal insurance needs. This includes supplemental coverage as part of a “complete” benefits package. This complete package can increase employee productivity, retention and lower the cost of healthcare claims. Many types of ancillary insurance coverage can offer protection not only to your employees, but also their loved ones.

Ancillary benefits are reasonably priced because of the limited amount of coverage that they offer. Also, if your business takes advantage of Section 125 of the IRS code, premiums are paid with pre-tax dollars.