Individual Division  

2026 Retail Market Annual Open Enrollment Information

The 2026 Annual Open Enrollment Period is NOW open - Act before January 31st, 2026 for February 1st, 2026 coverage.
Utilize BCBSIL's white-label enrollment solution through the HealthSherpa platform for Off-exchange only - here is the link to register/create your BCBSIL HealthSherpa account.
*Remember, you must be GetCovered.Illinois certified to sell or help customers with Illinois Exchange business, accessing advance premium tax credits or cost-sharing reductions, and receive any commissions on Illinois Marketplace business.
The following links provide everything you need to educate yourself on the plans and be ready to present:

• Review the 2026 plan portfolio and reevaluate your clients' plans to ensure they have coverage that meets their needs—including their eligibility for premium tax credits.
• If clients receive a premium tax credit, ensure they visit GetCovered.Illinois.gov to recertify their income for 2026. Regardless of whether there is a change from year to year, it is recommended that individuals either log on to or call the Marketplace annually to confirm their income for the following year.
• If you are aware, a client is on COBRA - Annual Open Enrollment is the only time for them to elect permanent insurance. Midyear COBRA "willful discontinuation" is not a door opener to a qualifying life event Special Election Period enrollment. If the client misses the Annual Open Enrollment, they will have to remain on COBRA for the entire COBRA election period to be eligible for coverage. Additionally, individuals on COBRA may face deductible resets or new eligibility for premium tax credits when the calendar/tax year resets.
• Ask your current block for referrals – a referral is the highest professional compliment a client can give you!

We are here to help and are looking forward to making this a successful Annual Open Enrollment Period for 2026 for you!

Notice: Effective Jun 18th, 2023, CMS will require agents/brokers who assist Individuals with Marketplace ACA enrollments to comply with a new requirement in the 2024 Final Rule of attaining documentation of “active consent of the purchaser to represent them when utilizing the Marketplace (healthcare.gov).”  The required documentation consists of the Enrollee’s Consent for Assistance and the Agent’s Attestation of the Documentation Review of the enrollee. The document must be retained for a minimum of 10 years.  CMS has provided this linked template form as a starting point for you to customize to comply with ACA Marketplace enrollments starting June 18th, 2023.

Medicare Division   IntegrityCONNECT

The 2026 Medicare Annual Enrollment Period (AEP) has officially ended!

There are still ways to secure coverage. Blue Cross and Blue Shield of Illinois (BCBSIL) offers Guaranteed Issue (GI) Medicare Supplement (Med Supp) plans year-round, allowing eligible individuals to enroll outside of AEP. Additionally, those who qualify for a Medicare Advantage Prescription Drug (MAPD) plan or a Prescription Drug Plan (PDP) may still enroll during their Initial Enrollment Period (IEP) or a Special Enrollment Period (SEP), providing ongoing opportunities for coverage and flexibility throughout the year.

Remember, to sell Medicare Supplements, you need to maintain a valid IL State Health Insurance license.

LTC Division

NEW View the Mutual of Omaha LTC Cost of Care Study for great sales ideas!

ARTICLE - Not having long-term care insurance can be ‘the single biggest devastator’ of your financial plan

ARTICLE - The True Value of a Long Term Care Insurance plan. By: Ron Cohen

LTCi Personal Training

Ron Cohen, LTCP, Resource Brokerage’s specialist in Long Term Care insurance, is now offering a free sales training program that will train you on how to become a successful LTCi specialist. Very limited class sizes- I'm ready to know more.

Exciting News for all LTC certified brokers in IL!

The Illinois Partnership for Long Term Care Insurance is now live in IL

Resource Brokerage is excited to have partnered with fellow Integrity partner AIB to provide: quoting, sales and support of all your Life Insurance and Annuity needs!

Visit the AIB Website    View Full Contact List

Visit the AIB Annuity Website

Life Insurance Administration/Quoting Specialist

Resource Brokerage (RB) has been voted one of Illinois' Best Places to Work for over ten years. The RB team provides premier marketing, administrative and customer service support on behalf of numerous insurance companies to hundreds of licensed independent insurance agents throughout the nation. We have a small team, so everyone matters.

The Quoting Specialist is a support and marketing position for life, annuity, disability and long term care insurance. Some job duties include:

• Receiving and processing requests for quotes/illustrations from independent agents/ brokers.
• Discussing prospect details with agents to shop for the most competitive outlet.
• Reviewing and analyzing physician statements for pertinent information, then summarizing and sending them to carrier underwriting departments to receive preliminary opinions.
• Answering questions, explaining the application process, and providing other presale support.

I'd Like to know More

DI Division

Sales ideas to help you start the conversation with your clients:

• Business Owners DI Opportunities
• Visit the Resource Brokerage DI Blog
• Walk through the Income Protection Calculator with the consumer.
• If you presently sell Life Insurance, Mutual of Omaha has an ideal cross-sell campaign for you. Mutual of Omaha’s DI Marketing Solution Center campaign has everything you need to get started including: email template, banner ads, promotional text and even a customizable flyer.