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Group Division

BCBSIL Small Group Renewal Distribution Update:

The NEW Distribution Process starts with February 2022 small group renewals! BCBSIL will no longer be sending group renewals to brokers.  The renewals will now only be available for retrieval from the broker’s Blue Access for Producers Portal. Please use the link for any FAQs regarding the New distribution process.

The Zero Participation/Zero Contribution enrollment period has closed!

However, One-Life Groups – Can be written year-round!

Any group that meets the definition of a valid group, can be issued as a one-life group year-round:

  • Assuming they meet participation (70% after valid waivers)
    • $0/Zero is the exception
  • Underwriters validate 100% of the ownership for each group

If you have questions regarding your group’s validity, 📞 please call us!

Key Dates to Remember:

  • October 3rd - Last day for November 1st plan changes & anniversary date changes
  • October 17th - Last day for November 15th plan changes & anniversary date changes

Individual/Medicare Division  

ACA Annual Open Enrollment (under 65 AEP) starts 11/1/2022, Most uninsured individuals do not know the benefits of the Affordable Care Act, Advanced Premium Tax Credits (APTC) or the Cost Sharing Reductions (CSR's) which are funded with federal dollars as part of the ACA law. Yet, over 80% of applicants that go to the Federally Facilitated Marketplace in IL receive some sort of APTC and/or CSR's in the individual market! Complete your FFM certification and ensure you have all the options to provide your prospects the most comprehensive coverage for the lowest cost - taking into account Federal premium tax credits and Federal cost-sharing subsidies.

To complete the 2023 Plan Year FFM Certification:

Medicare/Individual Division

Are you ready for Medicare AEP beginning 10/1/2022? BCBSIL is expanding MAPD plans in 97 counties in 2023!

Completion of both the 2023 AHIP training (Part 1) and the 2023 BCBSIL MAPD/PDP Product curriculum (Part 2) is needed to be deemed eligible to sell BCBSIL Medicare Advantage and Prescription Drug plans with January 1, 2023 effective dates. Additionally, both parts of the training must be completed annually to retain renewal commissions for prior year’s sales of either BCBSIL Medicare Advantage or Prescription Drug plans. Below are key date dates below surrounding 2023 Annual Election Period (AEP):

  • October 1st, 2022 - 2023 AEP Marketing begins
  • October 15th, 2022 - 2022 AEP Sales Begin
  • December 7th, 2022 - 2023 AEP Sales Closes
  • December 23rd, 2022 - Renewal Certification Deadline for all producer types (Sub-Producers, Individual Producers & Agencies)

View the BCBSIL Certification FAQ page should you have any questions or please contact anyone in our Individual Department at Resource Brokerage, (847) 598-6006.

LTC Division

NEW View the Mutual of Omaha LTC Cost of Care Study for great sales ideas!

ARTICLE - Not having long-term care insurance can be ‘the single biggest devastator’ of your financial plan

ARTICLE - The True Value of a Long Term Care Insurance plan. By: Ron Cohen

LTCi Personal Training

Ron Cohen, LTCP, Resource Brokerage’s specialist in Long Term Care insurance, is now offering a free sales training program that will train you on how to become a successful LTCi specialist. Very limited class sizes- I'm ready to know more.

Exciting News for all LTC certified brokers in IL!

The Illinois Partnership for Long Term Care Insurance is now live in IL

Life Division

Life Insurance Underwriting Update:

Currently, most carriers still have some temporary restrictions in place.  However, we are starting to notice these restrictions loosen; and carriers are offering coverage to more individuals than earlier this year.  Guidelines are still subject to change but if you have someone who has been declined or postponed, now may be an excellent time to revisit these cases (i.e. clients who would be higher rated or older individuals who tend to have more minor concerns).

Secondly, carriers have expanded their capabilities to underwrite cases without traditional exams typically using electronic applications.  As a broker of Resource Brokerage, you are able to access a tool called “iGO” which integrates with most of our Life carriers and products. This tool is the fastest way to get an application in front of an underwriter.  In addition, it not only allows you to take applications remotely using "DocuSign"-like functionality, but it GREATLY reduces the time spent taking applications by reducing data entry to one time per client.

Life Insurance Administration/Quoting Specialist

Resource Brokerage (RB) has been voted one of Illinois' Best Places to Work for over ten years. The RB team provides premier marketing, administrative and customer service support on behalf of numerous insurance companies to hundreds of licensed independent insurance agents throughout the nation. We have a small team, so everyone matters.

The Quoting Specialist is a support and marketing position for life, annuity, disability and long term care insurance. Some job duties include:

  • Receiving and processing requests for quotes/illustrations from independent agents/ brokers.
  • Discussing prospect details with agents to shop for the most competitive outlet.
  • Reviewing and analyzing physician statements for pertinent information, then summarizing and sending them to carrier underwriting departments to receive preliminary opinions.
  • Answering questions, explaining the application process, and providing other presale support.

I'd Like to know More

DI Division

Sales ideas to help you start the conversation with your clients:


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Contact Us

Resource Brokerage LLC
1501 East Woodfield Road, Ste 110e
Schaumburg, IL 60173
Toll Free: 1-800-605-7566
General Phone: (847) 605-1200


Phone: (847) 592-0941
Fax: (847) 605-1494


Phone: (847) 598-6006
Fax: (847) 605-1331

Life, Annuity, LTC, DI & CI

Phone: (847) 598-6005
Fax: (847) 619-9592


"I've been on both sides of the aisle - as a client and as a vendor. From my experiences I feel qualified to state that your product knowledge, training and sales expertise, and understanding of the client's needs were exceptional and invaluable to my selling success. Whenever I had questions (and there were many!) you responded very quickly and in many instances, gave me additional ideas that helped with the sale."

"I am looking forward to many, many additional sales with your help!"

"Great job prepping this case for us. I completed initial review on Thursday and have been able to approve this morning (4 business days) !"

About Us - Who We Are

Resource Brokerage is one of the Midwest’s leading brokerage general agencies providing brokers a choice of Group Benefits, Major Medical, Life, Annuities, DI, LTC and Linked Benefits all in one place. Brokers work with a team of dedicated professionals who specialize in the lines of business they support. These teams also constantly undergo training and education with a focus on credentials that mean the most to our industry. Our management team is led by seasoned industry professionals with true brokerage experience and the know-how to help get things done for our brokers.