Trustmark Eligibility Requirements

 


Group Eligibility:

  • 5+ employees enrolled
  • 75% participation after valid waivers
  • No employer contribution is required
  • No more than 20% can be on COBRA
  • Corporations, partnerships, and sole proprietorships all eligible

Employee Eligibility:

  • Eligible employees must work the minimum hours/weeks specified by their employer – but not less than 25 hours a week.

Carve-Out Rules:

  • Carve-outs allowed, subject to non-discrimination rules
    • Management carve outs are not acceptable if the owners of the company are the only members
    • Union employee carve-outs are permitted if the Collective Bargaining Agreement addresses health coverage and employer provides adequate proof of union membership. This includes Union Membership Rosters or Payroll records showing union dues.

PEO Rules:

  • Employers associated with a PEO may be considered, but 3 months of payroll or a QWT, separate from other employers associated with the PEO will be required.